Finance software that bills like cloud, not like SaaS.
One wallet. Every module. Unlimited users. Tokens roll forever and cover everything — invoicing, banking, reporting, and the AI agents that do the heavy lifting.
Token bundles
Buy once. Use across everything.
Bigger bundles include bonus tokens. Mix and match — refill when it suits you, not on a monthly cadence.
Starter
Try the platform- 20,000 tokens
- All modules unlocked
- AI copilot & agents included
- Credits never expire
Standard
+10% bonus tokens- 55,000 tokens (+5,000 bonus)
- Effective €0.91 / 1k tokens
- Priority forecast & anomaly agents
- Auto-recharge available
Pro
+20% bonus tokens- 120,000 tokens (+20,000 bonus)
- Effective €0.83 / 1k tokens
- Long-horizon AP & reconciliation agents
- Auto-recharge + custom thresholds
Prices in EUR. VAT added at checkout. Unused tokens refundable within 30 days.
How it works
A prepaid wallet, metered per action.
We borrowed the model from cloud infrastructure: you buy capacity, the platform meters consumption, and you only spend on real work — not on the option to maybe do work later.
1. Top up your wallet
Pick a bundle. The tokens land in a shared organization wallet — not tied to a seat or a module.
2. Use anything
Send invoices, reconcile bank feeds, run reports, ask the AI copilot, let agents work overnight. Every action meters into the same wallet.
3. See the spend in real time
Every token deduction is logged with category, entity, and AI vs non-AI breakdown. Runway projections tell you how long the balance lasts at current pace.
4. Auto-recharge (optional)
Set a threshold and a default bundle. We top up automatically before you run out — and never without your rule.
What things cost
Approximate token cost per action
Costs are estimates. Every run shows its exact token cost before and after — no guesswork.
| Action | Tokens | Notes |
|---|---|---|
| Send an invoice | ~5 | Includes PDF + email |
| Reconcile a bank transaction | ~3 | Rule-based match |
| AI copilot question | ~80–250 | Depends on context size |
| Cash-flow forecast refresh | ~120 | Whole-org recompute |
| AP invoice auto-coded by agent | ~200 | OCR + GL coding + approval |
| VAT return draft | ~400 | Full period reasoning |
At Standard pricing, €50 covers roughly ~10,000 invoices sent or ~275 AI copilot questions or any mix of the two.
Why pay-per-use
Subscriptions punish quiet months. Wallets don't.
Finance work is bursty — quarter-end, VAT filing, payroll. Paying a flat fee every month for capacity you only need sometimes is the wrong shape.
| Traditional SaaS | Accel Books wallet | |
|---|---|---|
| How you pay | Fixed monthly fee per seat | Buy tokens once, use anytime |
| Unused capacity | Wasted at end of cycle | Rolls forever — never expires |
| Adding teammates | Per-seat surcharge | Unlimited users, free |
| AI included? | Add-on or capped | Same wallet — no separate AI bill |
| Scaling down | Locked into the tier | Pause anytime, balance waits |
| Surprise overages | Auto-upgrade or throttle | Hard wallet limit, you stay in control |
| Multi-entity | Pay per entity | One wallet across your whole org |
Benefits
What you get from the wallet model
Honest billing
Every token deduction is logged with the action, entity, and whether AI was involved. Auditable down to the row.
Spend stays bounded
Hard wallet limits and per-agent budgets mean a runaway loop can never silently burn your balance.
AI is not an upsell
Copilot, forecasting, AP agent, anomaly detection — same wallet, same governance. No separate AI subscription.
Unlimited collaborators
Invite teammates, your accountant, auditors, advisors. Roles and approvals are free — only execution costs tokens.
Aligns with growth
Quiet month? Spend nothing. Closing the year? Burn what you need. Costs follow value, not the calendar.
Switch off without losing access
Stop topping up and read access stays. No data ransom, no migration scramble.
FAQ
Common questions
Do tokens expire?+
No. Bundles you buy stay in your wallet until you spend them. Bonus tokens included.
Is there a monthly fee or per-seat charge?+
No. Invite your whole finance team, accountant, and auditors for free. You only pay when something runs.
What happens if I run out mid-task?+
Destructive actions (payments, VAT filings, payroll) require a positive balance and human approval. Read-only views always work. Enable auto-recharge to top up when you hit a threshold.
Can I cap spending?+
Yes. Set a monthly cap and per-agent budgets. The Cost Governor blocks runs that would exceed it and notifies you before they do.
Refunds?+
Unused tokens are refundable within 30 days of purchase, no questions asked.
VAT / invoicing?+
EU VAT is added at checkout based on your billing country. We issue a compliant invoice automatically.
Start with €5 free. Top up only when you need to.
No credit card to get started. Bring your whole team, run the platform, and only buy a bundle once the value is obvious.